Asian Journal of Education and Social Studies

This study aimed to determine the level of financial literacy among students at the Davao Oriental State University Cateel Extension Campus (DORSU-CEC). The research employed a descriptive survey design to collect data from 90 randomly selected 2nd and 3rd-year students. The findings revealed that most respondents were female, aged 18-23, living in their homes, and non-working students. The financial literacy assessment showed that students had a moderate knowledge of financial literacy overall, exhibiting responsible spending habits, consistent saving behaviors, and advanced financial knowledge. However, significant differences in financial literacy were found when students were grouped by academic program. Students from different programs, such as BEED, BAT/BSA, BSC, BSAM, and BSBA, demonstrated varying levels of financial literacy. In contrast, no significant differences were observed when students were grouped by sex, age, living accommodation, or working status. The study recommends developing tailored financial literacy programs, regular financial literacy workshops, and financial counseling services to address the unique needs and challenges students from different academic backgrounds face. This would help enhance the overall financial literacy of DORSU-CEC students.